Your credit report Utica

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.

Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses your credit report Utica that use it to evaluate your applications for credit, insurance, employment, or renting a home. Here are the details about your rights under the FCRA and the Fair and your credit report Utica Accurate Credit Transactions (FACT) Act, which established the free annual credit report program. 3 free credit reports Q: How do I order my free report? A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. your credit report Utica To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report your credit report Utica Request Form and mail it to: Annual Credit Report Request Service, P.O. free credit score

The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing your credit report Utica free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and your credit report Utica Annual Credit Report Request Service, P.O. You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. only free credit report The law allows you to order one free copy your credit report Utica of your report from each of the nationwide consumer reporting companies every 12 months.